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Blockchain: A disruption for the banking industry?
One of the important topic focus of this year's Banking Operations Forum is payments. We talked to Roberto García Mora, IT Innovation Manager at Santander, in a pre-event interview about the topic of his presentation – Blockchain.
Blockchain: is it just a buzzword, or an advance signal of a revolutionary change in payments?
It is more than payments, it is an advance signal of a revolutionary change in the way the inter-banking model works.
Can you share any issues you have overcome or any threats that you are currently dealing with when it comes to blockchain?
Blockchain still has to overcome some technical issues like scalability, and it needs a development model based on cooperation between banks – they need to collaborate.
What should customers know about cryptocurrencies and how should the message be put across?
Fiat cryptocurrencies may help to substitute for paper money, improving the efficiency and transparency of the economy. While other cryptocurrencies not backed by a Central bank are just a high-risk investment instrument.
Bitcoin is yet another buzzword changing the world of finance. In one of his speeches, Jon Matonis, Founder of the Bitcoin Foundation, summed up the basic benefits of Bitcoin for both consumers and merchants, and listed its similar characteristics to paper cash. During the presentation, he made the audience familiar with a controversial quote:
“Bitcoin is to legal tender as BitTorrents are to copyrights.”
- John Matonis
Have a look at some other quotes about Bitcoin:
"Bitcoin is the most important invention in the history of the world since the Internet."
"Every informed person needs to know about Bitcoin because it might be one of the world's most important developments."
"Bitcoin is the beginning of something great: a currency without a government, something necessary and imperative."
"I think the fact that within the bitcoin universe an algorithm replaces the functions of [the government]... is actually pretty cool."
Bitcoin: A currency without a government?
Jon Matonis is also one of the speakers at the BankInno 2016 - let's see if he has any surprises prepared for his presentation “Cryptocurrency issues: What is going to be the next digital currency?”
Interested in this topic?
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