Internal rating systems represent RSU’s core capability. RSU provides rating systems to more than 40 customers – mainly banks and insurance companies. A unique and evolving data pool is RSU’s key asset and provides the basis for all twelve rating tools, each of which is tailored to a specific asset class. In addition, RSU’s product range includes tools for automated risk analysis and stress testing. RSU develops and validates the underlying models, centrally operates the systems and ensures regulatory compliance. Founded in 2003, RSU has since been recognized for its expertise in credit risk measurement for wholesale exposures. It is based in Munich and currently employs more than 70 staff.