David Maloy is a consultant currently affiliated with Rutter Associates, LLC a risk management consultancy providing advisory service including the measurement and management of Market and Credit Risk. Rutter also provides Valuation Services for complex financial products as well as Dispute Management and Arbitration Services. Prior to starting his consulting practice Mr. Maloy was COO and Director of NetOTC, Ltd. London a first of its kind risk management system for OTC Derivatives. Prior to NetOTC, Mr Maloy work at Credit-Suisse Investment Bank, where he held the position of Global Head of Collateral Management. Prior to joining Credit-Suisse Mr. Maloy held a similar position with UBS. In addition to Collateral Management he also been responsible for External Commercial Services Management, Global Control, Global Listed Derivative Operations as well as participating in the management of counterparty Credit Risk and Operations Management. Prior to UBS, Mr. Maloy was the first CEO of Delta Government Options a SEC Registered 17a Clearing Agency which provided central clearance of options on US Treasury Debt. Mr. Maloy was one of the founders of the ISDA Collateral Committee, which he co-chaired in New York between 1995 and 2004. He remains actively involved with ISDA and has been a principal contributor to many ISDA publications in the field of collateral management, including the implementation and serial issuance of the ISDA Guidelines for Collateral Practitioners. Mr. Maloy holds a BA degree from Boston College.