Deniz Guven is the Senior Vice President of Digital Channels at Garanti Bank with responsibility for the management of digital channels and social media management. This role includes the management of online banking, mobile banking, ATM, call center, interactive marketing and communications, corporate website and social media channels. He has over 16 years of experience in the banking and financial technologies areas. He has extensive management experience in channel development, sales, marketing and operations. Before his current role, he worked as the manager of Digital Channels. Prior to joining Garanti Bank, Guven served as manager in sales, marketing, strategic planning and international projects at several banks in Turkey. Before his role at Garanti Bank, Guven joined Finansbank as an Assistant VP and managed marketing services and digital channels’ marketing. Earlier on, in addition to managing the digital channels at HSBC, he led the digitalization of Advantage Card, Turkey’s largest loyalty credit card program in Turkey at that time. At the first years of his career, he managed numerous channel projects in Demirbank, Turkey’s biggest private bank at that time. In addition to his responsibilities at Garanti Bank, he works as a mentor at GarantiPartners, an acceleration program for start-ups. He has been a columnist at Digitalage, Turkey’s famous technology and business magazine, for 1,5 years. He wrote over 22 different articles about current technology and financial trends. Deniz Guven received his New Media and Communication undergraduate degree from Marmara University. He then received a MBA from Istanbul Bilgi University. He joined a Leadership Executive Program at London School of Economics, an Executing Breakthrough Strategy Program at Columbia Business School and an Executive Strategic Marketing Management Program at Stanford University.