Since 01/2014 / Sparkasse Oberösterreich Bank AG – Chief Sales Officer and Member oft the Management Board: Responsible for entire Market Activities in the Retail and SME-Segment and Private Banking. 162 Outlets, 800 Employees (direkt lead) Since 1981 in Banking 1986 – 1992 / Bank Austria / Branch Head Head of Product Management 1993 – 1997 / Bank Austria / Head of Call Center 1998 – 2000 / Bank Austria / Head of Due DiligenceTeam CEE 2000 – 2007 / Bank Austria / Head of Retail- and SME-Business in CEE and SEE 2008 – 2009 / Update Software / Head of Sales Financial Services Austria and CEE 2009 – 2010 / Hypo Alpe Adria / Division Head Retail-, SME- and Private Banking 2011 – 2013 / Hypo Alpe Adria Bosnia & Hercegovina / Chief Market Officer and Member of the Management Board Since 01/2014 / Sparkasse Oberösterreich / Member oft he Management Board and Chief Sales Officer, responsible für Retail-, SME- and Private Banking