Horst has developed and delivered a number of Operational Risk, ERM and Risk Culture Building training workshops and seminars in Africa, Asia and the Middle-East. He started his banking career 1981 and built and restructured the Operational Risk Functions for a number of international banks before changing careers into Training and Consulting in 2010. His special interest is in the field of People Risk and he is a regular speaker on the subject of Risk Culture Building and The Human side of Operational Risk.