2009–present Senior Consultant, Munich Re – Motor Consulting Unit, Munich: Responsible for consulting support of MR clients, portfolio and process analysis of motor insurance underwriting, projects in various South American and Southern European markets, developing monitoring systems for motor insurance portfolios underwritten by Munich Re, and implementation of Predictive models for personal lines business. 2002–2009 Actuarial Consultant, Ergo International, Dusseldorf: Responsible for creation of actuarial guidelines for International non-life insurance business of Ergo Insurance, developing the applications used for Claims Reserving, Business projection, and the first risk model applied to non-life insurance business for Ergo Group. Developed several Motor Insurance tariff improvements, participated in valuation and due diligence in several Ergo acquisitions. Extensive travel to Ergo International locations, led projects in Greece, Poland, South Korea, Italy, Turkey. 1994–2002 Senior Actuarial Consultant, Tillinghast/Towers-Perrin, Madrid: Developed the non-life insurance consultancy practice in Spain, also pioneered the use of SAS for portfolio analysis and predictive modelling in Spain, Germany and Italy, was responsible for the development of internal SAS-based application for the development of these models. 1989–1994 Actuarial Consultant, Home Insurance Company, New York City: Responsible for Actuarial models applied to claims reserving, developed programs for extraction and analysis of data used for reserve studies and data used for auditors, responsible for data which was supplied to various external companies that were evaluating HIC for acquisition. Languages: English, Spanish, German, Italian, French, Portuguese