Josephine has extensive experience in the Digital and Retail sector as well as Ecommerce and decided to move into the Financial Industry in January 2015. She currently holds the position of Digital Head: Product, Innovation and Go-to-Market for Nedbank Limited, one of the four large banks in South Africa. She has a passion for customers and technology- β€œTo be more Digital we must be more Human.” Josephine lives servant leadership and has extensive experience in taking product to market and the creative commercialisation of innovation. She is go-to expert in defining how products become meaningful and desirable to our consumers right from the birth of an idea. Josephine is married and lives in Johannesburg. She passionate about her family, music and food, food and food πŸ™‚