Kashif Naeem was hired by Dubai Islamic Bank UAE in 2006 and assigned to Bank of Khartoum (BOK) as part of the transformation team to bring true Retail banking to Sudan. He is responsible for BOK’s market leadership as the first bank in the Sudan to establish a full suite of innovative products and services in Retail, Private Banking, Alternate Distribution Channels, SME and Microfinance. Kashif is a seasoned and result oriented professional with strong leadership and managerial skills. He has over overall professional experience of 25 years and worked in countries like Pakistan, UAE and Sudan. He spent last 20 years in banking industry and worked with international and regional banks that include Citibank UAE & Pakistan, Dubai Islamic Bank UAE, Societe Generale Bank, Union Bank Pakistan (now Standard Chartered Bank Pakistan). Prior to banking he worked for five years with the first mobile company in Pakistan- PAKCOM / Insatphone. He holds a BBA degree from Pakistan and apart from being a Board Member of subsidiaries owned by Bank of Khartoum, he is also member of Bank’s Management Committee, ALCO, Credit Risk Committee, Executive Committee, Audit , Risk & Compliance Committee and member of HRC. Kashif’s contribution in BOK overall success continues to flourish and he helped bank secured numerous awards in last few years, such as Best Retail Bank – Africa & Best SME Bank – Africa (Islamic Business & Finance Awards), Best Islamic Retail Bank – Africa (International Finance Magazine), Best Microfinance Bank – East Africa, Best Customer Service – East Africa & Best Islamic Retail Bank – East Africa (Banker Africa), Best Islamic Microfinance Bank Sudan – Global Banking & Finance etc to name the few. In 2014, BOK’s Microfinance won the prestigious EFICA (Ethical Finance Innovation Challenge Award, organized by Thomson Reuters & Abu Dhabi Islamic Bank) and BOK Microfinance was also named as top 3 finalist in the Islamic Murahaba Challenge – Beyond Murahaba, organized by CGAP / World Bank. Kashif’s overall experience in banking covers Retail Banking, SME, Microfinance, Islamic Banking, Wealth Management, Operations, Products & Services, E-Banking , Sales, Service & Quality, Mobile Money etc.