Banker with more than 20yrs of experience in commercial banking (private, retail, small business, corporate..), asset management, insurance, consumer lending, leasing and factoring, payments and digital transformation. Management consultant for about 8 yrs in Mckinsey serving many European financial institutions in different fields (marketing, organization, processes, finance, HR, ICT…) In the last 12 yrs, executive manager for two major Italian Banks filling positions increasingly relevant. Many directorship in Asset Management, Insurance Companies, Brokerage house and ICT provider; Managing Director Managing of a bank focused on corporate financing through leasing and factoring for a couple of years; currently Head of the Retail Division for the third largest bank in Italy (>2,5 Bn Revenues; ca 1.800 Branches and Digital Activity) under a deep restructuring. Deep knowledge and expertise in: wealth management, bankinsurance, asset management and insurance joint ventures, banking products and services, lending (consumer and small business), branch network management, financial advisers, leasing and factoring; strategy, marketing, corporate finance, planning and control, operations and organization, banking and investment services regulation, general management. BS on Computer Science – Università degli Studi di Milano January 1997 – April 2004 McKinsey & co: Associate Principal from 2002 and member of the European Financial Institution Practice April 2004 – November 2006 Unicredit Group with important roles related to marketing and products on Asset Gathering In 2006, joined BMPS taking progressively numerous roles: Head of Wealth Management Division , Head Product & Pricing Division, Head of Product and Portfolio Managment Division, Head of Retail Banking, Head of Marketing and Products, with responsibility for the development of retail marketing strategies, which will remain until 2014 October 2014 – December 2016 Managing Director – Banca MPS Leasing & Factoring He has been member of numerous Board of Directors and Committees: ABN AMRO Asset Management Italy SGR; Antonveneta Vita; Intermonte; JV AXA_MPS; AXA MPS Financial, Visa Italia,Xelion Poland; Assilea, Vice President of Assifact. December 2016 at present Head of Retail Division in Banca Monte dei Paschi di Siena: Retail Banking Sales and Marketing, Channels & products, Branches and Digital Banking Board Member in Banca MPS Leasing e Factoring and MPS Fiduciaria