• Belgian, 50y old, graduated in Marketing & International Marketing • EPHEC Brussels • Business trainings @ CEDP Fontainebleau France, Vlerick Gent Belgium • 28 years experience in Retail Banking (Générale de Banque, Fortis Bank, BNP Paribas Fortis, BNPP Group). • Strategic Marketing -Corporate Communications – International Business Development • Head of Small Business Development at BNPP Group (scope of activities : Domestic Markets : France, Belgium, Italy, Luxembourg and International Retail Banking Markets : Turkey, Poland, Morocco) • Passionate about Small Business, SME, Business Banking • Curious about the recent evolutions on the retail banking market and motivated by the challenges generated by new entrants in the banking area, innovation, digital disruption, Gen Z Entrepreneurs, start-up’s ecosystem • Eager to share knowledge & expertise