Peter Leško is responsible for the Bank risk management, covering Corporate credit risk, Retail credit risk, Portfolio management & risk controlling, Market & Operational risk, Collections & Workout. – Complete redesign of risk management infrastructure – Boost of workout and collections activities using standardized and goal oriented approach – 30% immediate drop in risk costs – Redesign of LGD models to optimize risk costs, while not decreasing coverage ratio – Set up cross sell activities from the scratch – 4x increase in unsecured sales – Changes in the Credit policies to increase sales while having responsible lending – Building pro-business culture in the risk division