Rainer Bacher has almost 20 years of expertise in the financial sector. He started at Erste Group and worked on the reorganization of the corporate and treasury business in Česká spořitelna in Prague. After several years in the Treasury & Investment Banking division of Erste, he covered several financial institutions as a consultant in Frankfurt, Munich and Vienna. Currently Mr Bacher heads the Solutions department at the Treasury of Kommunalkredit Austria AG. His team is in charge of the interest rate structuring & trading activities, FTP aspects of project finance business and balance sheet optimization. He is lecturer for the finance department at the University of Applied Science Wiener Neustadt.