Ram Kumar is Global Head of Data Strategy and Governance, QBE Insurance, and Senior Vice President Data and Analytics, QBE Emerging Markets. He is responsible for building capabilities in data and analytics to help drive QBE Emerging Markets’ profitable growth strategy. Prior to joining QBE in March 2016, Ram worked for Insurance Australia Group where he held several senior positions, including Chief Information Officer of Asia, Group Chief Technology Officer and Director of Group Data and Privacy Management. A recipient of several international awards for building data driven business solutions, Ram has close to 30 years of experience in various areas of IT and Data driven initiatives. Ram has published over 140 articles and holds a Masters in Computer Science and Engineering.