Richard leads the UK Motor team at Aon Benfield. In this role his focus is providing reinsurance solutions to clients, primarily to protect against adverse loss experience and/or provide capital relief under Solvency II.  Recently he has advised clients on the purchase of pan European motor programmes, as well as Quota Share and Retrospective reinsurance for Solvency II Capital optimisation. Richard started his career as an actuarial consultant at PwC then moved to the analytics team at Aon Benfield.  In the analytics team he worked across geographies and classes, but with a focus on UK Motor. Key areas of expertise including inflation of large motor losses together with annuity awards for bodily injury claims (Periodical Payment Orders or “PPOs.”) He has now moved to the broking side of the business. Richard is a Fellow of the Institute and Faculty of Actuaries and has over 16 years of experience.