Mr. García has an extensive background in innovation for the banking, telecom and retail industries in Europe and Latin America. Since 2010 he has worked for Santander in Spain and UK, leading innovation projects in payments and digital channels. He has also led technology research programs in cryptpcurrencies/ Blockchain and payments tokenization. Before joining Santander he worked for over 10 years in marketing and management consulting at Arthur D. Little and BBDO Worldwide among others, where he collaborated with Blue chip companies from the banking, telecom and retail industries in their digital and marketing strategies.