Head of Operational Risk Management, with experience in financial industry, having worked in both banking and insurance companies. Currently leading since 2012 the Operational Risk Management Team in Nationale-Nederlanden Spain, covering Anti-Fraud, Information Risk Management, Internal Control, Compliance Risk management, Business Security, Business Continuity, Solvency II Pilar 2 and ORSA . Vlad has a diploma in International Economics from Babes-Bolyai University in Cluj, Romania and an executive diploma in Global Risk Management from IEB (Instituto de Estudios Bursatiles), Madrid, Spain.