Andrea Ciaparrone works as Director responsible for ALM and Financial Planning of UniCredit Bank Ag. The role aims at assuring a balanced and sustainable ALM profile within the Bank, granting a strong liquidity and funding position. Main specific tasks are related to the Liquidity steering, Transfer Price strategy definition, annual and multi year financial and funding plan set up, behavioral models development and investment strategies definition for specific balance sheet items. Andrea has a Statistical/Economic background and after a 3 years experience in PriceWaterhouseCoopers in Financial risk Management, he joined UniCredit Group where he covered always ALM and Finance related responsibilities, among others the role of Global Head of Fund Transfer Price.