More than 8Y experience in FTP and FTP-related topics. 2008.08 – 2009.09, ALM, ZAO UnicreditBank, Russia, 2009.09 – now, ALM, Sberbank of Russia. Since 2008 key responsibilities: – Development/improvement of FTP methodology for corporate deals: – loans, – loans with embedded options and specific features (non-standard structure), – loans with earmarked funding, loans eligible for pledging as collateral to local regulator, etc – Development/improvement of models to estimate costs of prepayment, internal commitment fee, etc. – Development of ex-ante pricing models for corporate deals with focus on: – Profitability and net interest margin – Bank capital (including impact on target ROE) – Currency, liquidity risks and interest rate risks – Other regulatory requirements both on Sberbank stand alone and Sberbank Group level – Development of pricing models for intra-group funding – Development of methodology for capital costs calculation (stand alone and group level, costs of regulatory capital and economic capital) – Development of Stand-alone IT-system for Business Units – automated profitability calculation on deal level for corporate deals – Implementation of Group FTP policies, methodologies and pricing models (including tool for profitability calculation on deal level) in subsidiary banks (given local specifics) – Represent ALM in the product approval process and provide opinion for corresponding Committees – Pricing and structuring of sophisticated products (Business units advisory with respect to ALM risks) Additionally deeply involved in other blocks activities (projects): – Client profitability and cross-sale effects – Development of new products for corporate clients – Loan approval process (including IT-solution) – Raroc framework – Legal (court) risks in loan fees – Tax law with respect to intra-group funding Higher education: – 2006, Higher education, Moscow State University named after N.E.Bauman, IT and automated control systems, Diploma with distinction. – 2008, New Economic School, Higher education, Master in Economics Additional education: Certified ALM, FRM, CFA Level III, IPMA (project management), etc.