Dave has worked in underwriting for over 20 years. He spent the first 10 years working for Allianz before moving to Gen Re in 1997. In addition to his various risk management responsibilities, Dave also has extensive experience in auditing (local and international), application form design, process analysis, financial underwriting, tele-interviewing, understanding non-disclosure and simplified propositions. Dave is President of the Assurance Medical and Underwriting Society (AMUS) and is part of the organising committee for the UK and Ireland’s multidisciplinary medical conference, LUCID.