Gavin joined ANZ in Janaury 2013 and is Head of CVA Trading with responsibility for all pricing and trading of counterparty credit risks for all trading and capital markets activities at ANZ globally. Gavin leads the credit risk management activities for all capital markets-related activites at ANZ and is involved in the implementation of the XVA framework for the bank.Prior to joining ANZ, Gavin has worked at Morgan Stanley, UBS and Citigroup, in London and Singapore where he was responsible for structuring and trading a wide variety of fixed income instruments such as Corporate and Structured Bonds, Credit Derivatives and Counterparty Credit-related instruments.Gavin holds a Bachelors and Masters degree in Engineering from Cambridge University and an MBA from Singapore Management University (SMU).