Kamal Boushi, has spent the last 30 years in financial services primarily working in the payments sphere. While at American Express, Kamal was responsible for some of their world first innovations and worked in many areas of the world including Europe, Middle East, Africa, South East Asia and L atin America. After spending 16 years at American Express Kamal then was one of the founders of MasterCard Advisors in Europe, Middle East, Africa and South East Asia. A division of MasterCard worldwide, MasterCard Advisors rapidly became one of the leading management consulting firms specializing in payments and under Kamal’s leadership it served many Blue chip banks, including Citibank, Royal Bank of Scotland, ABN Amro, Deutsche bank, Santander and many others. After spending 6 years at MasterCard Advisors, Kamal moved on in 2006 to become a member of the board of directors of Russian Standard Bank, a leading retail consumer finance bank in Russia where, over 6 years, he has held numerous roles shaping the bank’s Payments Strategy leading the bank to become one of the largest 5 Privately held banks in Russia with 32 Million customers. In Oct 2011 Kamal joined B&N bank as a member of the board and First Vice President. In B&N bank, he was in charge of assisting the president of the bank modernise the bank and launch innovative new banking services both in Russia and abroad. Since joining the bank, he launched a Direct Bank, Elixirbank. ru, a very innovative Direct Banking platform and a new V IP Private Bank, B&N Exclusive (Binexclsuive.ru) in addition to numerous other initiatives that propelled the bank more than 10 positions in the overall Russian banks ranking. In 2014 – Kamal re-joined RSB as a member of the Boards and advisor to the Chairman. Kamal is a British National, born in L ondon, lives in Moscow and is a Bonsai artist.