Khawaja Almas brings over 30 years of experience in the field of banking operations. He has held a 30 year long stint with Allied Bank Limited (ABL) across various divisions covering retail banking, commercial banking, corporate banking, operations, credit, systems and technology. His last role with ABL was Group Chief of Commercial & Retail Banking. Presently he is the Head of Overseas Operations and Business Development with JS Bank Limited in Pakistan where his responsibilities include implementing operational processes and the growth of the bank’s overseas business. He is a highly motivated and experienced individual with proven track record in turning around banking businesses, Process Re-engineering (BPR) and complex technology infrastructure projects.