A seasoned banking professional with more than 24 years of International Retail and Commercial banking experience covering Asia, Middle East and Africa. Lav started his career with Citibank, India where he was the Country Operations and Technology Head for the Consumer bank till year 2003, before moving to Citibank Singapore to lead various senior strategic assignments covering Operations and Technology in the Asia Pacific countries. He is currently the Chief Operating Officer of Saudi Hollandi Bank (SHB) and leads a significant transformation journey in the bank which covers many customer facing and internal areas of the bank. Prior to his role in SHB, he was the Regional COO with Barclays Bank, Global Retail and Commercial Banking, covering their Emerging Markets countries.