Martin is an experienced Board level Director with a demonstrable track record in delivering large scale, mission critical programmes, business transformation and restructuring. He has global experience in Financial Services, particularly Payments, Joint Ventures, M- and E- Commerce, IT and Public Sector. Martin is currently Payments Head of Change at RBS, constructing a new payments platform for the bank as well as delivering a wide portfolio of innovation and regulatory change. He was formerly at HP where he delivered a €300m transition and transformation programme for a global investment bank. Prior to that Martin was CEO of Luup, a financial services company, where he transformed it in to a profitable enterprise operating in the Middle East and Indian sub-continent. As Chief Commercial Officer for BACS and VocaLink between 1998 – 2010, he was part of the team that led the company from a not for profit mutual organisation to become an international commercial enterprise. In this period Martin launched a number of Joint Ventures, extended the business into Europe and launched the UK Faster Payments Service which now processes over 1.3bn transactions per year.