Mustafa Özel is a graduate from the Hacettepe University, Faculty of Economics and Administrative Sciences, Department of Public Administration. He began his banking career in 1988 in Turkbank Galata Branch as credit operation staff and transferred to Interbank and worked as a foreign trade and loan, credit operation expert, then joined DenizBank in 1997. In his Denizbank career; he was a Head of Audit, Head of Internal Control, Compliance and Operational Risk Management. He works as an Executive Vice President in charge of Branch and Central Operations in DenizbankA.Ş. since 2010.