Pavel Kudryavtsev was born March 19, 1979. He graduated from Lomonosov Moscow State University (Department of Economics, specialty “Finances and Credit”). He is currently Head of the Private Banking Department, Vice President, VTB24. Prior to joining VTB24, Pavel was a Deputy Director of the Premium & SME Department at CJSC “Raiffeisenbank” (from 2012 to 2014). Previously, he worked in the Aton investment company, Citibank, FC InvestHaus and BCSBroker.