Following more than 22 years service as a police officer, Steve has spent over 16 years working in counter-fraud. As Head of Financial Crime for Covéa Insurance, Steve leads the development of Covéa Insurance’s internal and external counter-fraud strategy, encompassing both claims and underwriting fraud. With a strong counter-fraud team, Steve also manages investments in appropriate intelligence, skills and technology to maintain the team’s market-leading capabilities to successfully combat application and claims fraud. Prior to joining Covéa Insurance, Steve held senior fraud management roles with Equity Insurance and Zurich Insurance together with specialist investigation roles with Cunningham Lindsey and Capita Insurance Services. From 2008-2011 Steve also chaired the North West Fraud Forum, which had the objective of sharing counter-fraud advice between local businesses and public authorities within the region.