Founding Partner of Margin Reform (Challenger Consultancy) with over 20 years’ experience in the collateral domain. Held roles in Operations, Technology, Front Office and Consulting. Primarily helping firms get ready for BCBS 261 / Uncleared Margin Regulations (UMR). Excessive sell side experience helping a phase 1 firm navigate through the multiple phases of UMR compliance for the regulatory variation margin and initial margin rules since 2015. Deep BAU and IT change transformation experiences working in the Financial Services industry focusing predominately on Margin, Collateral, Legal, Risk and Compliance work.