Michael is Co-founder of Fidor and currently Chief Executive Officer (CEO) at Fidor Solutions, a digital bank solutions provider behind the success of Fidor Bank. Prior to his time at Fidor, Michael worked at DAB Bank as Head of Business Development and Head of Retail Business. He is former Head of Research Group of Financial Services Marketing at the Institute of Marketing (LMU) in Munich. Michael holds a PhD in Economics. He was member of the PSR Strategy Board helping to design the NPSO for UK.