Ivan Ivanov is Director Retail Banking at Bulgarian-American credit bank. He has 15 years of banking experience in the fields of Retail banking, lending, sales, process management, management of branch network and HR. Until December 2018 he was taking the position Head of Retail banking in Allianz Bank Bulgaria, before joining the team of BACB. Recently he is responsible for business development, sales, service of retail and micro-enterprise customers, product development, branch network management, commodity and express loans lending of BACB. He is part of the Credit Committee of the bank, the Committee for New and Active Products and the Committee for Social activities. Mr. Ivanov has Bachelor degree in Finance and Masters degree in International Economics. He also has Executive MBA from Cotrugli Business School /Zagreb/.