Initiator and Co-Lead, Deutsche Bank API Program. In 2015 he started the API Program as an initiative in the technology department. Today it is an interdisciplinary program covering everything from identifying market demand to building APIs to market the solutions. In his more than 10 years at Deutsche Bank, Joris has worked in various international projects as a project and innovation manager. Joris became enthusiastic about innovations and future trends at a very early stage and in 2012 he was given the opportunity to set up a corporate foresight program in which future scenarios and innovation strategies for Deutsche Bank were developed. From 2014 on, as part of this, he was also a guest lecturer at the Zeppelin University in Friedrichshafen on the topics of foresight, innovation and design. What once began as a promising foresight scenario evolved to become the Deutsche Bank API Program with its developer portal [https://developer.db.com]. Via the developer portal, third-party providers can connect their services with the bank account of a Deutsche Bank customer on his behalf. This way, existing services can be personalized and new services can be created. The Deutsche Bank API Program opens up new areas of value creation for Deutsche Bank. As of early 2019, the developer portal also covers the PSD2 solution for Deutsche Bank as well as APIs for corporate clients. Joris Hensen understands himself as an intrapreneur and is dedicated about future trends and how they can change and improve people's lives.