Natalia has joint CRIF in 2006 as a Regional Market Manager for Russia and CIS countries. Starting from 2012, Natalia is managing Special projects and is a Director of Transformation Services and CRIF Credit solutions in DACH markets and is based in Vienna. From 2019 Natalia took the Role of Global Open Innovation and Ecosystem lead at CRIF. Prior to joining CRIF, Natalia was occupying Product development and Management positions in leading Russian financial organizations within retail, mortgage and Medium-size enterprises and Micro Credit such as ZAO “Raiffeisenbank Austria”,DeltaCredit bank, The US-Russia Investment fund (currently known as Delta Financial Services) in Moscow, Baltiyskiy bank in St.Petersburg. Natalia is a graduate of St.Petersburg state university, Economic department and CMA certificated.