Bart has been working in Banking and Insurance for 14 years in various international positions ranging from Strategy to Operations Management and Marketing & Sales, with an emphasis and strong background in Retail, Direct Banking and Innovation. As head of Strategy of ING Direct he has been engaged into the expansion of the company into full direct retail banks. During his time at ING Direct Canada he was responsible for the setup and growth of the mortgage business, dealing with both direct clients and brokers. In this period ING Direct Canada has implemented a fully automated, paperless and digital mortgage business enabled by an online platform accessible for both direct and broker clients. At ING DiBa Bart has been incremental to the extended growth of the mortgage business and responsible for the acquisition of Interhyp, the biggest mortgage broker of Germany. At ING Belgium Bart has initiated partnerships with crowdfundingplatforms Seedrs and Kisskissbankbank and he has been responsible for the Belgium setup and launch of payconiq and Joyn, payment and loyalty innovations anticipating the PSD2 regulation. Currently Bart is globally responsible for the Innovation & Fintech Strategy at Rabobank.