Dr. Björn Lenzmann is Group Head of Operational Risk at Emirates NBD in Dubai. He is responsible for the development and implementation of the Group wide Operational Risk, Business Continuity, and Information Security framework and methodologies. Björn joined Emirates NDB from KPMG as Associate Director within KPMG Germany’s Financial Risk Management Practice. He has worked with several banking and insurance clients to implement Operational Risk solutions that allowed them to qualify for the different Basel II approaches including scenario analysis, KRI, and capital and insurance modeling. He was a member of the KPMG’s German OpRisk competence team and is a regular speaker on Operational Risk Management at national and international conferences. Prior to joining KPMG Björn has worked for Commerzbank, a leading German bank heading the OpRisk quantification team developing and implementing the AMA model.