David Schick is a Global Banking Executive with extensive experience in Business, Corporate and Retail Banking; Cash Management; Wealth Management; Insurance; and Cards. He currently is an EVP, Group Strategy and Transformation at Maybank, one of the largest financial institutions in SE Asia. At Maybank, David is responsible for improving the cost/income ratio while enhancing customer experience using Operational Excellence as a key driver across all 3 major businesses—Global Banking, Insurance and Retail Banking—as well as in core functions such as Human Capital, IT, Operations and Risk. Prior to Maybank, David built a highly successful Affluent business for Raiffeisen Bank International; and as the Head of Sales, Distribution and Service, drove the performance of one of the largest branch networks in CEE (3,000+ branches). Prior to Raiffeisen, David was one of the top executives in Citigroup’s Global Consumer business. He was also one of the key senior members focused on M&A, operational risk and structured product strategies. Before Citigroup, David developed one of the top-performing practices at Mercer Consulting.