Dr Farrukh Habib is a Sharia (Islamic jurisprudence) and Islamic finance expert. He is Researcher at International Shari’ah Research Academy for Islamic Finance (ISRA); Sharia Advisory Board Member of Salihin Shariah Advisory Sdn Bhd; Co-editor of ISRA International Journal of Islamic Finance (IIJIF); and Reviewer of other well-reputed academic journals. He has been involved in numerous researches, trainings and consultation in Islamic finance. He has been a prolific contributor in various academic journals, reports, research papers and business magazines, and presented in various international conferences and seminars. His current interests are fintech, blockchain, virtual currencies/Bitcoin, crowdfunding, ethical and social finance. Dr Farrukh Habib holds a PhD degree in Islamic Finance from INCEIF, Kuala Lumpur. He acquired a master’s degree (M.Sc.) in banking and finance from Queen Mary, University of London, UK. Prior to that, he obtained master’s and bachelor’s degrees from University of Karachi, both in economics. He also received traditional Islamic (Sharia) knowledge for eight years in Jamia Uloom-E-Islamya, Karachi, acquiring bachelor’s and master’s degrees in Islamic studies.