Etienne Perret is a director at UBS Group ALM. For the last 10 years he has worked in various trading positions at UBS Investment Bank and Group Treasury, both in Zurich and New York. Etienne Perret currently runs UBS European short-term issuance programs (CP/CD) and is responsible for the Group Funds Transfer Pricing, maintaining all internal and external unsecured funding curves. Etienne Perret studied economics and finance and hold a M.A. HSG from the university of St.Gallen (Switzerland).