Ian Hodges, from the United Kingdom, was recently appointed as the Senior Advisor to Al Etihad Credit Bureau. Ian has over 20 years’ experience in retail banking, most recently he was Managing Director of Retail Banking at RAK Bank. The role covered 35 branches as well as its various business units including cards, business finance, wealth management, mortgages and loans. He was also the Chairman of the UBF Retail Committee. Ian has been based in the UAE for nearly 10 years and prior to this he was the director of the retail branch network at Co-operative Financial Services in London. Before that, he spent 10 years working for Lloyds Bank.