Dr. Markus Perschl is Managing Director for the Group CEO Office at Hypo Group Alpe Adria (HGAA), an Austrian-based financial institution with subsidiaries in five countries. In his current position, Dr. Perschl is responsible for the successful transition of the group by running a total bank optimization program. Dr. Perschl has got wide experience in the areas of banking and finance: After having spent several years in consultancy with special emphasis on strategy design and turn-around management, he was Chief Executive Officer (CEO) for HGAA’s former subsidiaries in Bulgaria and Macedonia where he held the overall responsibility for the professional wind-down of the companies. Dr. Perschl holds a doctorate in banking law and a Master of Business Administration. He has published in the area of banking and finance and been acting as key note speaker on associated topics.