Attained Fellowship of Society of Actuaries, USA in 2007 specializing in life insurance. Working with Munich Re Dubai as the Head of Pricing and Takaful since 2012. Primary responsibilities include support in pricing life products and treaties and development of business in the GCC, especially Takaful Business. Serving the life insurance industry for twenty six years, and have served in different management and technical positions. Before joining Munich Re, have worked with a leading retakaful company in the region having the responsibility of developing and managing family and health retakaful business on a worldwide basis. Have also worked as an Actuary with the Pension Fund Commission, Government of Bahrain for 5 years. Have also worked in Pakistan for 13 years in life insurance industry, prior to this. Having worked with two different international reinsurers over the past 7-8 years, have gathered valuable experience in reinsurance and retakaful industry. This includes interacting with clients (both actuarial and non-actuarial) and providing them solutions, product development and pricing, working with different regulatory regimes, Sharia scholars etc. Have also presented on Insurance and takaful on various forums.