Mohammad, a senior banker based in Bahrain, has over 14 years of professional work experience with Islamic banks and financial institutions in Saudi Arabia, Singapore, Malaysia, United Arab Emirates and Pakistan. During his career he has launched Islamic banking businesses and products in a number of countries and has gained diversified experience in the fields of Corporate and Investment banking, Treasury, Asset Management and Retail banking. In Oct 2015, Mohammad won the Global Islamic Finance Awards as an upcoming personality within the Islamic Finance space. Mohammad is a also a board member of the Harvard Business School Club of GCC and the founding President of its Bahrain chapter. Mohammad has worked on numerous notable landmark corporate finance and award winning Sukuk deals. Furthermore, he has structured various innovative Islamic banking products and services, inter alia: first Islamic Credit card structure, unique (first in the UAE market) liability-generating business for a Finance company, a full-fledged STP (straight through processing) commodity Murabaha buy/sell platform for Retail transactions and a unique Islamic fixed income trade finance fund. Mohammad joined GIB in 2011. In addition to structuring Islamic solutions he spearheaded GIBs penetration into Corporate Banking segment and various other bank wide strategy implementation initiatives. Prior to GIB, he led the Asset management business at an Investment bank (Ithraa Capital) in Saudi Arabia. Previously he was Head of Corporate banking business and investments at Afaq-Islamic Finance Company in UAE. He has also worked at ABN AMRO bank as Head of Islamic Product Development, whereby he was instrumental in the launch and setup of various businesses in a number of countries. He has also worked at Meezan Bank (Corporate Banking) and at Habib Bank (Treasury) in Pakistan. Muhammad has been featured in a few leading Islamic Finance journals. Additionally he has lectured at a few Universities and has conducted training programs for regulatory bodies such as Qatar Finance Center Regulatory Authority, the State Bank of Pakistan and Union of Investment Companies Kuwait, etc. During his career he has worked with several Shariah Supervisory Boards and has studied Shariah for a number of years during one to one sessions from some of the world’s leading scholars.