Mr Mohammad Nazir has valueable expertise in the bancassurance business and wealth management with 11 years experience with CIMB AVIVA serving in various capacities in business development, sales & distribution , marketing and product development . During his tenure, he held key positions in various departments including Regional Manager for cooperatives & bancassurance , Head of Retail Banking, Senior Manager , Proposition Development for Life & General insurance which includes wrap platform & takaful. Mr Nazir is a Certified Financial Planner CFP and Islamic Financial Planner and is currently the Head/ President of Wealth Management since its inception four years ago at Bank Simpanan Nasional, Malaysia.