Monika Bączyńska is a Head of Asset and Liability Management at mBank. Monika has extensive experience in managing both IRRBB and liquidity risk, FTP rules and hedge accounting. She is also responsible for development of funding strategy as well as planning and forecasting. Before joining ALM, Monika was a Director of Analysis and Control Bureau, responsible for controlling and risk functions for Financial Market Division. She served as an advisor in FX position transfer models and accounting schemes for structured products with embedded options. Monika participated in a number of projects related to FTP policy, capital model, liquidity risk models, stress-testing, MIS and RWA optimization, M&A. Prior to joining mBank, she served as an auditor of financial institutions with EY. Monika is a CFA charter holder and Professional Risk Manager.