Pasquale Costa is Head or Risk Integration and Policies of Banco Popolare. As part of the role, Pasquale is in charge of developing Group Risk Appetite Framework and supporting CRO on evaluating coherence between relevant Group operations and RAF. Further responsibilities regards coordinating Risk Management function on EU wide Stress testing and developing Group Stress and Reverse Stress Testing Framework also for ICAAP and Recovery Plan purposes. Previously, Pasquale was Senior Quantitative Analyst in Validation Team of Crédit Agricole. In this role, Mr. Costa contributed to validate internal rating models by assessing PD and LGD models and by developing stress testing methodologies for credit risk. Pasquale started his career as Consultant in KPMG Advisory with focus on quantitative topics and processes related to risk management. Pasquale holds a Master degree in Economics and Finance from the University of Parma and a Post Graduate Master in Computational Finance and Risk Management from Physics Department of Modena and Reggio Emilia University.