Dr. Richard Davis is Group Head of Analytics at Lloyds Banking Group. He leads a team of data scientists who work across the Group looking to employ novel analytical solutions to problems facing the bank. This encompasses a number of “Big Data” technologies from data acquisition and cleansing, visualisation including dynamic dashboards, predictive analytics and data mining using artificial intelligence. Richard has previously held roles in alternative investments companies where he developed machine learning tools for hedge funds. Prior to this he was a researcher in applied mathematics, he has a PhD in Chemistry where he developed a non-lethal diagnostic test for mad cow disease.