Snježana Bertoncelj has been CEO and President of the Management Board of Erste osiguranje Vienna Insurance Group d.d. since 2005, when the company was established. Prior to her current role she worked as head of Life Insurance Division of Allianz Zagreb d.d. She has more than 20 years of experience in life insurance business, especially in actuarial mathematics, product development and bancassurance. She holds a degree in mathematics from Zagreb University, with specialization in actuarial mathematics and is a licensed actuary. She also holds the licence for management of pension insurance companies since her interests also include challenges of ageing population and pension systems. She was president of the Croatian Insurance Association 2010-2014 and currently is member of Supervisory Board of Croatian Actuarial Association.