Steven is Group Head of Financial Crime at Vitality with overall responsibility for the oversight of the financial crime framework. Previously he held the same position and Royal Sun Alliance Insurance and was Group Financial Crime Manager at Howden Insurance Brokers. Prior to the aforementioned roles, he was a manager for a number of years in the International Regulatory Affairs Team at Lloyd’s of London. His work there covered inter alia financial crime, international sanctions and non compliance issues where, apart from being managing live investigations, he provided various guidance documents to the Lloyd’s market in relation to inter alia AML, sanctions compliance, Export Control Order and the UK Bribery Act. He has a Masters in Law (LLM) from the University of London, a post-graduate certificate in Fraud Management from the University of Teesside and is an accredited counter fraud specialist.