Mark Higgins is a Managing Director and Senior Product Manager for BNY Mellon Markets in EMEA. Mark has extensive collateral management experience having previously worked for Lombard Risk Systems, playing a central role in the successful design and development of the Colline Margin Management solution. Prior to this, Mark represented UBS across all areas of OTC Collateral Management operations, including derivatives, repo and securities lending. Mark joined the company in 2008 and is part of a team leading the delivery of collateral management solutions available at BNY Mellon. Mark graduated from The University of Central England in Birmingham (UK) with an Honours Degree in Business Management.